Identity fraud is one of the fastest growing and most devastating crimes
occurring in America today. According to the Federal Trade Commission, 27.3
million Americans have been victims of identity theft in the last five years.
This statistic includes 9.9 million people in the last year alone.
The Identity Fraud Act Is Located In Utah Code Section 76-6-1101
It states: "A person is guilty of identity fraud when that person knowingly or
intentionally: obtains personal identifying information of another person; and
uses or attempts to use that information with fraudulent intent, including to
obtain, or attempt to obtain, credit, goods, services, any other thing of
value, or medical information in the name of another person.
"Identity fraud is a third degree felony if the value of the credit, goods,
services, or any other thing of value is less than $5,000; or a second degree
felony if the value of the credit, goods, services, or any other thing of value
is or exceeds $5,000.
"Personal identifying information may include: name, address, telephone number,
driver's license number, social security number, place of employment, employee
id numbers, mother's maiden name, electronic identification numbers, digital
signatures or a private key or any other numbers or information that can be
used to access a person's financial resources or medical information in the
name of another person without the consent of that person except for the
numbers or information that can be prosecuted as financial transaction card
offenses starting under Section 76-6-506.
Identity fraud is a serious crime. People whose identities have been stolen can
spend years and thousands of dollars cleaning up the mess the thieves have made
of their good name and credit record. Victims may lose job opportunities, be
refused loans for education, housing, cars, or even be arrested for crimes they
Start Taking The Steps To Protect Your Identity
Order a copy of your credit report from each of the three major credit bureaus.
These typically cost $9 each and show information such as where you live,
accounts that have been opened in your name, and whether you have ever filed
Equifax - www.equifax.com
To order a report, call 800-685-1111
To report fraud, call 800-525-6285
To write: PO Box 740241
Atlanta GA 30374-0241
Experian - www.experian.com
To order a report, call 888-397-3742
To report fraud, call 888-397-3742
To write: PO Box 9532
Allen TX 75013
TransUnion - www.transunion.com
To order a report, call 800-888-4213
To report fraud, call 800-680-7289
To write: Fraud Victim Assistance Dept.
PO Box 6790
Fullerton CA 92634-6790
Do not carry extra credit cards, passports, Social Security cards, or birth
certificates in your wallet.
Create unique passwords and personal identification numbers for your accounts.
Avoid using information like your date of birth, phone number, mother's maiden
name, or the last four digits of your Social Security number.
Do not give your Social Security number or other personal information to a
person or company unless you have invited the contact and understand why this
information is required and how it will be used.
Guard your mail and trash against theft. Promptly remove incoming mail and
always place outgoing mail in a post office collection box, not in your mailbox
with the flag up. Also, buy a shredder and shred documents that contain any
personally identifiable information before throwing it in the trash.
Read account statements carefully and make sure that all charges are
legitimate. In addition, contact a creditor or bank if your statement does not
arrive on time.
Use extreme caution with computers. Use a firewall program, especially if you
use a high speed Internet connection. Use a secure browser to guard the
security of your on-line transactions. Avoid storing financial information on
your laptop and delete all personal information and files prior to disposing of
an old computer.
Do not leave valuables such as purses, luggage, and laptops unattended.
Be aware of your surroundings when using financial transaction card. Camera
phones are becoming ore popular and can easily be used to record your card
number and personal identification numbers.
If you have questions or would like additional information please contact
Karen Arroyo at (801)336-3599.
MORE INFORMATION CAN BE FOUND AT THE FEDERAL TRADE COMMISSION